How Does Medicare Work

In 1965 the Federal government founded the Medicare program for people 65 years of age and older who might not have been able to afford the health care premium insurance. Many people struggled with being able to pay off their bills but the Medicare program provided hope for a lot of people. The question still remains today am i eligible for medicare? You will find some guidelines and tips to help you with deciding on if you are eligible for actually possibly getting Medicare.

If you ask yourself am i eligible for medicare then here are a few things that you should know:

• You must pay social security taxes in the past ten years.
• You should be at least 65 years of age or older.
• If you have the end stage renal disease or other kinds of disabilities you might be qualified for medicare.
• You must be a permanent resident or either a US Citizen in order to see if you qualify.

There are generally four parts that comes with Medicare being Part A, B, C and part D. They cover a variety of costs and services. When asking am i eligible for medicare, you should find out about these parts. If you need something covered medically you should look into what all of these involve before you decide to apply for medicare.

• Part A helps with being able to cover around 75% of the medical costs with the hospital stays and other things. It can help cover the costs with skilled nursing facilities, certified medicare hospitals plus it can help with hospice and other services.
• Part B covers around 75% of the other medical care expenses. However, you will be faced with a monthly premium with Part B of at least  $96.40 monthly. These kind of services include mental health, physical therapy, physician services, ambulance services, outpatient and other kinds of medical services.
• Part C is often times called the Gap Plan. You will find that this plan generally covers what Part A and Part B might not cover except it won’t cover prescriptions.
• Part D is the one that covers the prescriptions. You can save a lot of money with Part D because prescriptions can cost a lot and more so when you need them monthly.

These parts might sometimes change over the years and the guidelines vary from state to state. When you are searching and seeing out things like am i eligible for medicareit is important that you read the guidelines in your state because the guidelines in your state might change the answer to that question.

You should really research online to find out more about your question am i eligible for medicare because you will find a lot of information that you might not known about medicare. The Medicare program has helped seniors and other people for a long time to not go into debt and to stay on top of things.